“I found the apartment but not €3,000 in one go. Movely paid it, I moved in that week and paid them back over six months. Simple.”
Move now, pay later
Move in now.
Move in now.
Pay the deposit later.
The hardest part of renting abroad isn’t the rent — it’s finding a deposit plus the first month, all at once, before you’ve even moved. Movely pays the landlord upfront and lets you repay in instalments, so an empty bank balance stops being the reason you can’t move.
Check your eligibility →The real barrier
The deposit is why the move stalls.
Deposit plus first month can mean two to three months’ rent due on day one.
Your money is often tied up in the move itself — flights, shipping, setup.
You lose good apartments simply because you can’t pay everything at once, today.
How it works
Four steps to move in sooner.
Step 1
Check eligibility
Apply with your rent, income and move details. We score your profile in a few steps.
Step 2
We pay the landlord
Once approved, Movely pays the deposit and first rent to the landlord in full, upfront.
Step 3
You move in
You sign and move in without finding the whole lump sum yourself.
Step 4
You repay in instalments
You pay Movely back over a set number of months. Our fee depends on your score.
Two ways to use it
Pick what fits your move.
Spread the costs
Instalments
Move in now and repay the deposit and first rent over several months, instead of all at once.
- Movely pays the landlord upfront
- Repay over a set number of months
- One predictable monthly payment
- No lump sum on move-in day
Most popular
Deposit as rent
Deposit replacement
Skip the blocked deposit entirely. Movely stands behind it, and you pay a smaller monthly amount instead.
- No large deposit locked away
- Movely guarantees it to the landlord
- Lower cash needed to move in
- Keep your savings liquid
A real example
How it works, in numbers.
The apartment is €1,800 / month. To move in, the landlord wants €3,600 upfront — a €1,800 deposit plus the €1,800 first month. Right now you don’t have it.
Movely + Credit Partner pays for you
We transfer the full amount to the landlord. They receive everything at once, exactly as they normally would.
€3,600 → to the landlord, on day oneYou move in today
Instead of finding €3,600 on move-in day, you pay only your first monthly instalment.
€624 today · instead of €3,600You repay over 6 months
You pay the €3,600 back at €600/month, plus a 4% service fee (€144) split as €24/month.
€624 / month × 6What you pay, month by month
Move-in dayfirst month already covered
€624
€624 repayment & fee · no rent due yet
Months 2–6rent + instalment
€2,424
€1,800 rent · €624 repayment & fee
Month 7 onwardback to normal
€1,800
€1,800 rent — just your rent, the debt is cleared
Move in for €624 instead of €3,600.You spread the deposit and first month over six months. Across the whole plan, the only extra you pay is the €144 service fee.
Illustrative example. Rent €1,800/month; move-in €3,600 (€1,800 deposit + €1,800 first month); repaid over 6 months; Movely service fee 4% (€144). Your exact terms depend on your Movely score.
Check your eligibility
Tell us about your move.
Our commission depends on your Movely score — a quick read of your income and profile. The exact rate is confirmed after you apply. No charge to check.
✓
Application received
We’ll review your details and reply by email with whether we can cover your move and on what terms.
This service is at launch stage. An application is not an offer of credit, and submitting it doesn’t create any obligation on either side. Terms are confirmed after review.
Cases
Moved in without draining savings.
“My relocation budget went on flights and shipping. Spreading the deposit meant I didn’t have to choose between moving and eating.”
“The landlord got paid in full on day one, so he never worried about me. I just repay Movely monthly. Everyone was comfortable.”
FAQ
Common questions.
There is no fixed percentage. Our commission depends on your Movely score — a quick assessment of your income and profile. Checking your eligibility is free, and the exact rate is confirmed before you commit to anything.
Movely does. Once you are approved, we pay the deposit and first rent to the landlord in full, upfront. You then repay Movely in instalments.
Nothing extra. The landlord receives the full amount on day one, from Movely, and carries no financing or repayment risk. For them it looks like a tenant who simply paid in full.
Checking is free and there is no obligation. If we can’t cover your move, you simply pay nothing and nothing changes — and we may be able to suggest another Movely option.
It is a way to spread the upfront cost of moving in. An application is not an offer of credit; the exact terms are confirmed after review, and you are never committed just by checking your eligibility.